10. ҹзҧԹмšôԹҹ

§ҹõǨͺСʴ繢ͧͺѭ	

	ҡ§ҹõǨͺФ繢ͧͺѭѺ 3 շҹ ͺѭǨͺ  ѹ 31 չҤ 2543  2542  2541 ЧâҴع    ʴ¹ŧǹͧ  ЧԹʴѺлشѹǡѹͧѷ Ѻ 3 շҹ
	
	ͺѭ黯ԺѵԧҹǨͺҵðҹͺѭշѺͧ仫觡˹ͧҧἹлԺѵԧҹҧ˵ؼҧԹʴŷѴ͢稨ԧѹӤѭ  õǨͺ֧Ըա÷ͺѡҹСͺ¡   駷繨ӹǹԹСԴ¢㹧Թ  ûԹͧѡúѭշԨлҳǡѺ¡÷ҧԹӤѭ觼繼ѴӢ  ʹûԹ֧ͧʴ¡÷ʹ㹧Թ   ͺѭҡõǨͺѧػࡳҧ㹡ʴ繢ͧͺѭ

	ͺѭҧԹͧѷ ʴҹСԹ  ѹ 31 չҤ 2543 2542  2541 мšôԹҹ СԹʴѺлشѹǡѹͧѷ ¶١ͧӤѭѡúѭշѺͧ

10.1 ͺѭйººѭշӤѭ

		ͺѭբͧѷϤ ¾ɰ ͧè ͹ ѵ ͹ҹԵ     ԹԵü ͺѭѺ͹حҵҡѷ ӹѡҹ ʨ- ҧ ӡѴ
		
	     º¡úѭշӤѭ

	      Ѻ
		¡âѺͺ ͹§мŵͺ᷹ͧ     ҢͧԹѺ
		˹ʧ¨٭
		ѷ駤˹ʧ¨٭ҡѺӹǹ˹ҴҨ¡Թҡ١˹    »ҳ鹨ҡþԨóҰҹСԹѨغѹͧ١˹
		ԹҤ
		ԹҤ͵ҤҤҷع (Ըն͹)  ŤطԷѺӡ


		Թŧع
		Թŧع鹢ͧѷѹ֡ѭյԸǹ 
		Թŧع鹷عͧѷʴҤҷع    ͢Ҵعкѹ֡ѭաè˹鹷ع    ҧá ѷѺŢҴعŤԹŧع   ѧǴ¤ŧ
		ԹŧعѡѾ͢ʴŤصԸ
			Ҥ¨µѴѭ
		ѷѴҤԹѾԸ鹵çءҹ»ҳͧԹѾѧ




ҤǹѺا
20
ͧѡػó
 5-15
ͧ Դͧӹѡҹ
5
ҹ˹ػó
5

		ԷԡҵѴ繤Ը鹵çآͧѭ 30 
		¨͵ѴѭյѴ繤 5 
		ô¤ҢͧԹѾ
		ѷͺҹô¤ҢͧԹѾ˵ءó͡¹ŧͧ  ʶҹó繢ͺ觪ŤҵѭբͧԹѾҨѺ׹ ŤҵѭբͧԹѾ٧ŤҷҴҨѺ׹   ѷѺ¡âҴعҡô¤繤¢ͧ
   	      ¡÷Թҵҧ
		¡úѭշԹҵҧѹ֡㹺ѭմѵš¹  ѹԴ¡â  ԹѾ˹ԹԹҵҧ  ѹ㹧ŧԹҷѵš¹  ѹ (¡˹Թѭҫ͢Թҵҧǧ˹ŧԹҷѵҢͧѭҫ͢Թҵҧǧ˹) ͢Ҵعҡŧѹ֡ͤ㹡ôԹҹ
     	      Թ
		ѷѹ֡Թ͹䢢ͧɮҡ
	      (Ҵع) 
		 (Ҵع) 鹤ӹǳ¡á (Ҵع) طԴ¨ӹǹ   ǧ˹ѡͧӹǹ鹷͡ҧ (51,840,000  㹻 2543  2542)



	   
              ¹ŧҧѭ

		ʹͧѺõդҵðҹúѭͧ  4  ͡ҤѡѭмͺѭѺ͹حҵ觻ŧѹ 20 Ҥ 2543 ѷѺا͹ѧǡѺúѹ֡ѭǡѺ¨͵Ѵѭǹ˹觷ºѹ֡¨͵Ѵ ¡ûѺاѧǷҴعطѺشѹ 31 չҤ 2542  鹨ӹǹ 20 ҹҷ (0.39 ҷ )

		ʹͧѺҵðҹúѭթѺ 40  ͡Ҥѡѭ        ͺѭѺ͹حҵ觻 ѷ¹ŧõҤԹŧعѡѾ͢ŤصԸռŨҡѹ 1 ¹ 2542   ͹ѹ 1 ¹ 2542  ѡѾҹҤҤҷعҤҵҴӡ ҴعҡõҤ      Թŧعҹѹ֡ "ҴعѧԴ鹨ҡԹŧع" ʴǹͧ 


	10.2 ػҹСԹмšôԹҹ

(1)  ҧʴ  âҴع  ЧԹʴ

ҧʴºº  3 

 ѹ 31 չҤ 2543 2542  2541

          


2543
%
2542
Ѻا
%
2541
%
ԹѾع¹






	ԹʴԹҡҤ 
72,059,164
1.56
47,896,686
0.96
304,691,284
5.26
	١˹еԹѺä






             ѷǢͧѹ
52,668,554
1.14
67,391,327
1.35
99,405,128
1.71
	         
755,887,604
16.37
820,467,162
16.40
1,045,706,915
18.04
	ԹҤ 
897,750,479
19.45
989,573,606
19.78
1,029,096,440
17.75
	١˹Ť
113,837,302
2.47
112,701,636
2.25
179,402,647
3.09
	ԹѾع¹
    27,792,406
0.60
    29,720,138
0.59
   99,349,408
1.71
	ԹѾع¹
1,919,995,509
41.59
2,067,750,555
41.33
2,757,651,822
47.57







Թŧع






      ѷ ѷ     ѷǢͧѹ
518,276,824
11.23
448,352,914
8.96
322,623,315
5.57
	 
    15,748,990
0.34
    13,566,343
0.27
     13,566,343
0.23
	Թŧع
   534,025,814
11.57
   461,919,257
9.23
   336,189,658
5.80







Թ Ҥػó - ط 
2,078,051,983
45.02
2,381,062,051
47.59
2,637,924,289
45.51







ԹѾ






	Էԡ - ط
44,735,741
0.97
46,680,774
0.93
48,625,806
0.84
	¨͵Ѵѭ - ط
21,976,112
0.48
28,737,993
0.57
-

	  
    17,360,410
0.38
    17,420,256
0.35
     16,571,426
029
	ԹѾ
   84,072,263
1.82
   92,839,023
1.86
     65,197,232
1.12







ԹѾ
4,616,145,569
100.00
5,003,570,886
100.00
5,796,963,001
100.00


ҧʴºº  3      ()

 ѹ 31 չҤ 2543 2542  2541

˹Թǹͧ


2543
%
2542
Ѻا
%
2541
%
˹Թع¹






	ԹԡԹѭԹҡ  Ҥ 
2,394,731,366
51.88
3,024,680,379
60.45
3,552,482,658
61.28
	˹ä






		ѷкѷǢͧѹ
85,177,109
1.85
82,934,158
1.66
169,589,537
2.93
		 
180,660,496
3.91
148,611,222
2.97
122,755,540
2.12
	˹蹺ѷǢͧѹ
-
0.27
13,471,759
0.27
21,744,519
0.38
       Թҧ
33,198,572
0.72
-
-
-
-
       šҡäҧ
28,326,092
0.61
1,254,816
0.03
-
-
       ¤ҧ
192,237,131
4.16
209,381,480
4.18
173,258,758
2.99
       ˹Թع¹
    19,293,638
0.42
    20,047,495
0.04
    58,535,805
1.01
	˹Թع¹
2,933,624,404
63.55
3,500,381,309
69.96
4,098,366,817
70.70
Թ边ѡҹ 
    56,222,891
1.22
    55,238,381
1.10
    61,931,768
1.07
	˹Թ
2,989,847,295
64.77
3,555,619,690
71.06
4,160,298,585
71.77
ǹͧ






	ع͹-ѭ Ť 10 ҷ






	 ع¹-51,840,000 






	 ع͡¡Ť - 51,840,000 
518,400,000
11.23
518,400,000
10.36
518,400,000
8.94
	ǹԹŤ
333,489,160
7.22
333,489,160
6.67
333,489,160
5.75
       ҴعѧԴ鹨ҡԹŧع
(854,012)
(0.02)
-
-
-
-
	






		Ѵͧ 
262,840,000
5.69
262,840,000
5.25
262,840,000
4.53
		ѧѴ
   512,423,126
11.10
   333,222,036
6.66
   521,935,256
9.00
		ǹͧ
1,626,298,274
35.23
1,447,951,196
28.94
1,636,664,416
28.23
˹Թǹͧ
4,616,145,569
100.00
5,003,570,886
100.00
5,796,963,001
100.00


ҧʴâҴعºº  3 

Ѻлشѹ 31 չҤ 2543  2542  2541

2543
%
2542
Ѻا
%
2541
%







	ط
5,466,453,659
100.00
5,773,702,233
100.00
5,556,704,408
100.00
	ǹ㹡طԢͧѷ
82,305,568
1.51
-
-
34,225,750
0.62
	èҡѵš¹Թҵҧ - ط
-
-
5,931,158
0.10
7,956,738
0.14
	
     9,228,820
0.17
     24,485,582
0.42
     23,915,447
0.43
	
5,557,988,047
101.67
5,804,118,973
100.53
5,622,802,343
101.19







鹷عФ






	鹷ع
4,482,595,248
82
4,874,098,053
84.42
4,259,609,650
76.66
	㹡âк
583,853,044
10.68
629,825,604
10.91
589,543,279
10.61
	͡¨Ф·ҧԹ
144,834,163
      2.65
322,258,494
5.58
284,640,761
5.12
	ҵͺ᷹
-
-
-
-
           96,000
0.002
	ǹ㹢ҴعطԢͧѷ
-
-
10,925,401
0.19
-
-
      Ҵعҡѵš¹Թҵҧ - ط
3,833,356
0.07
-
-
-
-
	ҴعҡâԹѾ
         797,807
0.02
         204,641
0.004
       2,232,857
0.04
	鹷عФ
5,215,913,618
95.42
5,837,312,193
101.01
5,136,122,547
92.43







 (Ҵع) ͹¡þ
     342,074,429
6.26
 (    33,193,220)
(0.57)
   486,679,796
8.76
¡þ 






	ǹͧѷ
-
-
-
-
(  638,414,635)
(11.49)
	ǹ㹢Ҵعͧѷ
-
-
-
-
(  212,293,202)
(3.82)
	¡þ
-
-
-
-
(  850,707,837)
(15.31)







 (Ҵع) ͹Թ
      342,074,429
6.26
(    33,193,220)
(0.57)
(  364,028,041)
(6.55)
Թ
        33,273,339
0.61
-
-
-
-
 (Ҵع) ط
308,801,090
      5.65
-
-
-
-
 (Ҵع) 
5.96
-
(0.64)

(7.02)
  -

ҧʴԹʴºº  3 

Ѻлشѹ 31 չҤ 2543  2542  2541


2543
2542
2541
ԹʴҡԨԹҹ



 (Ҵع) ط
308,801,090
          ( 33,193,220)
(364,028,041)
Ѻз(Ҵع)طԹʴطѺҡԨԹҹ



Ҥ¨µѴѭ
588,336,265
624,841,859
725,451,729
ǹ()ҴعطԢͧѷ
(82,305,568)
10,925,401
        178,067,451
ԹѹŨҡѷ
9,345,000
9,345,000
3,115,000
ҴعҡâԹѾ
797,807
204,641
2,232,857
١˹еԹѺä
79,302,331
257,253,554
(245,636,241)
ԹҤ
91,823,127
39,522,834
(328,780,796)
˹ä
            34,292,225
(     60,799,697)
62,564,720
Թҧ
             33,198,572
-
-
 - ط
(  2,462,267)
   119,404,532
(182,238,416)
Թʴط () ҨҡԨԹҹ
   1,061,128,582
   967,504,904
(149,251,737)
ԹʴҡԨŧع



Թ Ҥ ػó
(   277,668,493)
(   362,513,512)
(893,709,935)
ԹʴѺҡâԹѾ
                   251,402
1,123,232
689,455
Թŧع
-
(   146,000,000)
-
¨͵Ѵѭ
-
(33,586,943)
-
Թʴط㹡Ԩŧع
(   277,417,091)
(   540,977,223)
(893,020,480)
ԹʴҡԨԹ



ԹԡԹѭԹҡҤ
(   629,949,013)
(   527,802,279)
1,354,962,658
ԹѹŨ
(   129,600,000)
(   155,520,000)
(129,600,000)
ԹʴطҨҡ()ԨԹ
(   759,549,013)
(   683,322,279)
1,225,362,658
ԹʴԹҡҤط
              24,162,478
(   256,794,598)
183,090,441
ԹʴԹҡҤ  ѹ鹻
   47,896,686
   304,691,284
121,600,843
ԹʴԹҡҤ  ѹ鹻
     72,059,164
     47,896,686
304,691,284
šԹʴԴ



Թʴҧ



͡¨
   178,043,882
   286,750,502
283,885,701


(2)  ҧʴѵǹҧԹ

ѵǹҾͧ (Liquidity Ratio) 


˹
2543
2542
2541
ѵǹҾͧ
()
0.65
0.59
0.67
ѵǹҾͧع
()
0.30
0.27
0.35
ѵǹع¹١˹ä
()
6.44
5.68
5.44
˹
(ѹ)
55.86
63.38
66.23
ѵǹع¹ԹҤ
()
4.75
4.83
4.93
ҢԹ
(ѹ)
75.79
74.55
73.08
ѵǹع¹˹
()
18.02
18.61
16.32
Ҫ˹
(ѹ)
19.97
19.35
22.06

ѵǹʴö㹡÷ӡ (Profitability Ratio)


˹
2543
2542
2541
ѵҡâ鹵
%
18
15.58
23.34
ѵҡط
%
5.56
(0.57)
(6.47)
ѵҼŵͺ᷹ǹͧ
%
20.09
(2.15)
(19.33)

ѵǹʴԷҾ㹡ôԹҹ (Efficiency Ratio)


˹
2543
2542
2541
ѵҼŵͺ᷹ҡԹѾ
%
6.42
(0.61)
(6.82)
ѵҡعͧԹѾ

1.16
1.07
1.05

ѵǹº·ҧԹ (Financial Policy Ratio)


˹
2543
2542
2541
ѵǹ˹Թǹͧ

1.84
2.46
2.54
ѵǹèԹѹ
%
41.97
(468.53)
(35.60)





ŵ 


˹
2543
2542
2541
Ťҵѭյ
ҷ
31.37
27.93
31.57
طԵ
ҷ
5.96
(0.64)
(7.02)
Թѹŵ
ҷ
2.50
3.00
2.50

ѵҡԺ⵷ҧáԨ


˹
2543
2542
2541
ԹѾ
%
(7.74)
(13.69)
18.73
˹Թ
%
(15.91)
(14.53)
51.16
ҡâ
%
(5.32)
3.91
25.00
鹷ع
%
(8.03)
14.43
11.92
â鹵
%
9.37
(30.64)
102.82
ط
%
(1,031.31)
(90.88)
(13,913.05)

(3)  ػҹзҧԹмšôԹҹͧѷ
																˹ ('000)
͹
2543
2542
Ѻا
2541




ԹѾ
3,629
3,530
3,265
˹Թ
2,319
2,425
1,854
ǹͧ
1,310
1,105
1,185
ҡâ
2,976
2,844
2,333

3,049
2,909
2,374
â鹵
456
(318)
134
ط
250
(35)
(248)

10.3  ǡѺ鹡еԹ

		




