                                        31  չҤ  2540

   ͧ  Ẻ .. 69-1

   ¹  üѴõҴѡѾ觻

                  Ѻ©Ѻ  ѷ ͹Ẻ .. 69-1  ´
   ͧҴѡѾ觻 ӹǹ 5 ش 蹺ѹ֡ (Diskette) ѧҹ 

                  ֧¹ͷҺ

                                        ʴѺҧ٧



                                     (ᾷͪҵ  ҭԷѡ)
                                           üѴ





















                    Ẻ§ҹԴ¢ͧѷ

          ѷ çҺ˧ ӡѴ (Ҫ)  СͺáԨѡѡҾҺ
շӹѡҹ˭ 2138  ˧  Ӻҡ  ͺҧл  ا෾ 10240
Ѿ  3740197-216,  3740798-807,   7320478-487,   7322901-10,  7323946-55,
7323971-80  Ѩغѹշع 120 ҹҷ

1.  
2529            - ͵駺ѷ¡ᾷ˹  ᾷѪ óԹ  ᾷ
                  ͪҵ  ҭԷѡ  ᾷѵ    ᾷ  ԡš
                  ѹᾷӹҭ     ᾷش  ͨҹ йᾷحմ
                  ǧ  ·ӡõԴͫͺѷ ˷ ӡѴ
5 ԧҤ 2529   - ѺŧعҡСŧع (BOI) 㹡
                  СͺԨʶҹҺ
25 ԧҤ 2529  - ¹ͨҡ  "ѷ ˷ ӡѴ"   "ѷ çҺ˧
                  ӡѴ"  ԹáҧçҺ
29 ԧҤ 2529  - Ѻ͹鹢ͧѷ ˷ ӡѴ
28 Ҿѹ 2531 - ԹԨçҺ ҤâҴ 7   öԡ
                   115 §
ѹ¹ 2533     - çáҧҤѧ 2   ҤâҴ 8    ͷ
                   2 ҢͧҤѧá  §öͧѺ
                  ա 180 §
9 ѹ¹ 2534   - ѷ çҺ˧ ӡѴ  Ѻ͹ѵԨҡзǧäѧ  
                  繺ѷѺ͹حҵ㹵ҴѡѾ觻
13 Ҥ 2536 - ѷԹè¹Ҿ繺ѷҪӡѴ   ¹
                  ҡѷ çҺ˧ ӡѴ  "ѷ çҺ˧
                  ӡѴ (Ҫ)"

          ¹ŧоѲҡ÷ӤѭǡѺûСͺáԨСúçҹ
5 շҹ ѷաâ¡Ԩŧع㹸áԨçҺ 10   դչԤ 1  áԨ
ǢͧѺçҺ 3   иáԨա 4  ѧ

áԨçҺ
1.  㹻 2534  ŧع㹺ѷ çҺ§- ӡѴ  ӹǹ 132.5 ҹҷ  
    ѵ 33.13 ͧع¹   ԹáԨ GENERAL HOSPITAL   
    19/19  حͧķ  ӺŪҧ͡  ͧ§  ѧѴ§   Դ
    Թҹѹ 9 ԧҤ 2536 

                                   - 2 -

2.  㹻 2535 ŧع㹺ѷ çҺŢ͹  ӡѴ  ӹǹ 19.65 ҹҷ 
     2538  ŧعա 19.50 ҹҷ  Դѵ 17.325  ͧع¹
    ԹáԨ  GENERAL HOSPITAL    54/7   ҧͧ   ͧ
    ѧѴ͹  ԴԹѹ 15 ¹ 2538
3.  ѹ  20  ԧҤ  2536  ѷŧع㹺ѷ պԹᾷ ӡѴ  ӹǹ 15
    ҹҷ  ѵ 8.82 ͧع¹  ԹáԨ GENERAL HOSPITAL
      "çҺպԹ "    111/5   3   Ӻѹ   ͧ
    ѧѴ§  çҺԴԹԨõѹ 1 ѹҤ 2535
4.  ѹ  15  ԧҤ  2537    ѷŧع㹺ѷ  çҺͧ   ӡѴ
    ӹǹ 40 ҹҷ ѵ 40.00 ͧع¹ ԹáԨ  GENERAL
    HOSPITAL   546   1     ӺŹҹ  ͧ  ѧѴ
    ԴԹԨѹ 29 ԧҤ 2539
5.  ѹ 15 ԧҤ 2537   ѷŧع㹺ѷ çҺž  ӡѴ   ӹǹ
    40 ҹҷ  ѵ  40.00  ͧع¹    ԹáԨ  GENERAL
    HOSPITAL   35  Ҫǧ  Ӻ§  ͧ  ѧѴ   
    ԴԹԨѹ 19 ԧҤ 2539
6.  ѹ 12 ѹ¹ 2537 ѷŧع㹺ѷ شþѲ (1994) ӡѴ  ӹǹ 56 ҹ
    ҷ  ѵ 9.33 ͧع¹   ԹáԨ  GENERAL  HOSPITAL
     264/7-9  Шѡ  ͧ ѧѴشøҹ ҴҨԴԹԨ
     2541
7.  ѹ 23 Ҿѹ 2538  ѷŧع㹺ѷ óǪ ӡѴ (çҺྪѵ)
    ӹǹ5ҹҷ ѵ 6.67 ͧع¹   ԹáԨ GENERAL
    HOSPITAL   2/1  Ѥժ Ӻͧ ͧྪúó ѧѴྪúó
    ԴԹԨõѹ20 Ҥ 2537
8.  ѹ 25 ѹҤ 2538  ŧع㹺ѷ çҺŪ ӡѴ   ӹǹ 40 ҹҷ
    ѵ 40 ͧع¹   ԹáԨ GENERAL HOSPITAL    
    309/8  Ҥ  Ӻͧ  ͧ  ѧѴ 36000 ҴҨԴ
    ԹԨ㹻 2541
9.  ѹ 6 ѹҤ 2539   ŧع㹺ѷ çҺʹѹ ӡѴ    ӹǹ 13.5
    ҹҷ  ѵ 5 ͧع¹   ԹáԨ  GENERAL  HOSPITAL
     19/2   6  ྪѴ  Ӻʹѹ  ͧ  ѧѴû
    ԴԹԨõѹ 1 Զع¹ 2535




                                   - 3 -

10. ѹ  12  ѹҤ  2539  ŧع㹺ѷ  çҺҧ칤  ӡѴ   ӹǹ
    1,o44,900 ҷ  ѵ 0.79  ͧع¹   ԹáԨ GENERAL
    HOSPITAL  79/12  ¸Թ  Ӻǹ͡  ͧӻҧ  ѧѴӻҧ
    ԴԹԨõѹ 17 Ҥ 2535

դչԤ
1.  ѹ 15 ѹ¹ 2538  ѷŧع㹺ѷ ŷ ӡѴ  ӹǹ 1 ҹҷ
    ѵ 10 ͧع¹   ԹáԨդչԤ    3   ֡ 4
    ç¾ҳԪҫ  ҴҨԴԹԨ» 2540

áԨǢͧѺçҺ
1.  ѹ 18 Ҥ 2536  ѷŧع㹺ѷ ѧѳ ӡѴ ӹǹ 3 ҹҷ ѵ
     30 ͧع¹ ԹáԨ繵᷹Ыͧᾷ   170-
    172-172/1 ( 2,3)  Ծѵ  ǧҹҵ  ࢵͧҺѵپ ا෾ҹ
    ԴԹԨõѹ 30 ѹ¹ 2509
2.  ѹ 14 Զع¹ 2538  ѷŧع㹺ѷ ᾷѪ ӡѴ  ӹǹ 10.75 ҹ
    ҷ  ѵ 10.03 ͧع¹   ԹáԨԵ     124
    Ѵᾧ  -ҡ  ҧع¹  ا෾ҹ   ԴԹԨõ
    ѹ 26 ԧҤ 2514
3.  ѹ 19 ѹ¹ 2537  ѷŧع㹺ѷ     ӡѴ    ӹǹ 15
    ҹҷ  ѵ 10.00 ͧع¹  çԨѤչäʹ¤
    ʹѺʹعҧҹԪҡèҡԷ    130-132  ҤԹ 2  14
    Է  ѹ  ا෾ 10330

áԨ
1.  ѹ 2 ѹҤ 2536  ѷŧع㹺ѷ ͻԹ ӡѴ  ӹǹ 18 ҹҷ  
    ѹ 10 áҤ 2539 ŧعա 23 ҹҷ Դѵ 19.52 ͧع
    ¹   ԸáԨ  SERVICED  APARTMENT     324/1   آԷ 54
    ا෾ҹ 10250    йҧáҧ
2.  ѹ 6 Ҿѹ 2538  ѷŧع㹺ѷ Իѭ Թ๪ ӡѴ  ӹǹ
    98 ҹҷ  ѵ 16.33 ͧع¹  ԹáԨ֡ 
    50    ӺŪҧ͡  ͧ§  ѧѴ§    ҴҨԴ
    ԹԨ㹻 2542    



                                   - 4 -
                                             
3.  ѹ 15 Ҥ 2539  ѷŧع㹺ѷ ෤Ŵ ӡѴ 2,651,250 ҷ 
    ѵ 1.5137 ͧع¹ ԹáԨѴŧع (Holding Company)        
      130-132   ҤԹ÷ 2   14   Է   ǧԹ  ࢵѹ 
    ا෾ҹ  ԴԹԨѹ 15 ѹҤ 2538
4.  ѹ  16  ѹ¹  2539   ѷŧع㹺ѷ    Ŵ ӡѴ   ӹǹ
    6 ҹҷ  ѵ 8 ͧع¹  ԹáԨѴŧع (Holding
    Company)    55/14    ǧ  ࢵҪ   ا෾ҹ
    ԴԹԨѹ 21 ѹ¹ 2539

2.  ѡɳСûСͺáԨ
    ûСͺáԨͧѷ çҺ˧ ӡѴ (Ҫ)  кѷкѷ
 դѹѹѧ
    . ѷкѷͷСͺáԨçҺ͡͹ѹѡɳеҧ
ҧСͺáԨҹѡҾҺ㹾鹷ͧͧ ա觤ѹͺѷ
ѷ͹ͧ㹡ѡҤ餹 ͡ҡպѷ çҺ˧
ӡѴ (Ҫ)  ٹҧ㹡ê觫ػóᾷ,    Ǫѳҧ  ѷ
ӹҨͧ㹡觫٧ 觫ͷШӹǹҡ 
    . ѷкѷͷСͺáԨǢͧѺçҺ 2   ѷ
ѧѳ ӡѴ  СͺáԨͧᾷ Ыͧᾷ  кѷ ᾷ ӡѴ
ӡüԵШ˹   ѷͧзӡâԡáѺçҺ  ¨
ԴҤҡѺçҺҤҾ ١ҤçҺŷ 
    . ѷкѷͷСͺáԨ     ѷ ҹдԹáԨͧ
ǢͧռŻª  ѺçҺ

      çҧԴҡâ¼Եѳͺԡؤ¹ͧ͡ ѷ çҺ
˧ ӡѴ (Ҫ)   кѷչӤѭ͡ôԹԨâͧѷ  
3 շҹ մѧ
               








                                   - 5 -

                    ѷ çҺ˧ ӡѴ (Ҫ)
                              % ö
Եѳ/ԡ   Թ    ͧѷ
ѡҾҺ     ..ͪҵ     
               ҭԷѡ 
               ú
                                                             ˹ : ѹҷ
                              2537          2538          2539
                                  %         %         %
ҡԨçҺ       550,355  96.6  621,837  98.0  740,241  97.1
èҡѷкѷ   10,415   1.8   10,303   1.6    9,765   1.3
                        9,254   1.6    2,684   0.4   11,928   1.6
                     570,024   100  634,824   100  761,934   100

                           ѷ çҺ§  ӡѴ (Ҫ)
Եѳ/ԡ   Թ    % ö
                               ͧѷ 
ѡҾҺ     ..þѹ        33.13
               سѡ
               ú
                                                              ˹ : ѹҷ
                              2537          2538          2539    
                                  %         %         %
ҡԨçҺ       252,682  93.6  335,632  97.9  422,419  95.5
                       17,151   6.4    7,227   2.1   20,024   4.5
                     269,833  100   342,859  100   442,443  100 










                                        - 6 -

                              ѷ çҺž  ӡѴ                              

                                                                             ˹ : ѹҷ
                               % ö                                    2539
Եѳ/ԡ   Թ      ͧѷ                                       % 
ѡҾҺ     ..ҹ           40    ҡôԹԨçҺŖ  15,242   100
               ҭѵҡ                                          -       - 
               Сú                                   15,242   100

          ԴԹԨ 19 ԧҤ 2539


                              ѷ çҺͧ  ӡѴ                                
          
                                                                             ˹ : ѹҷ
                               % ö                                     2539
Եѳ/ԡ   Թ      ͧѷ                                       % 
ѡҾҺ     ..ح           40     ҡôԹԨçҺŖ  5,531    100
               Եʴ                                            -       - 
               СúÖ                                   5,531    100

          ԴԹԨ 29 ԧҤ 2539

    2.1  ѡɳТͧԵѳͺԡ
         ѷ çҺ˧ ӡѴ ͵ͻ 2529 ·ع¹ 80 ҹҷ 騴¹
عա 40 ҹҷ 繺ѷѺ͹حҵ㹵ҴѡѾ觻  ѹ 10 Ҥ 2534
ѹ 13 Ҥ 2536  ѷ Ҿ繺ѷ¹㹵ҴѡѾ觻   Ѩغѹ
ѷ ԹáԨҹçҺ͡ Ҵ 300 §  СͺҤ 2 ѧ   ѧáèؼ
120 § ѧͧèؼ 180 § çҺ˧çҺŻ General Hospital
ԡѡҾҺä价ءҢ ¤ᾷǪҭ੾äءҢҾͧ͡ѡ ԹԨ
äѹջԷҾ٧





                                   - 7 -

   úԡѡ  çҺԴԡѡҼ¹͡ м㹵ʹ 24  ѧ
-  ҹ¹͡  ͧǨ 78 ͧ  觵ҢҢͧäҧ  14 Ң ѧ
                1.  Ἱá
                2.  Ἱ¡
                3.  Ἱ¡ҷ
                4.  Ἱäҷ
                5.  ἹäҧԹ
                6.  Ἱäд١
                7.  Ἱٵ-Ǫ
                8.  ἹǪ
                9.  ἹԵǪ
               10.  Ἱä˹ѧ
               11.  Ἱ
               12.  Ἱ   ١
               13.  ἹҾӺѴ
               14.  Ἱѹ
-  ҹ  ͧѡԡü·ͧҾѡѡҵçҺū»
   -  ͧ                           ӹǹ     2  ͧ      22  §
   -  ͧǻѺҡẺ VIP            ӹǹ     3  ͧ
   -  ͧǻѺҡẺ Deluxe         ӹǹ   163  §
   -  ͧǻѺҡẺ          ӹǹ    15  §
   -  ͧѺҡ                      ӹǹ    32  ͧ      64  §
   -  ͧ 4 §                     ӹǹ     8  ͧ      32  §
   -  ͧ 4 § Ѵ                   ӹǹ     1  ͧ       4  §

   ѡɳͧԨçҺѺĴ١   ռšзҡɰԨҡ
ͧԨçҺŨТѺѷ ФͶͧ͢ЪҪյçҺŹ









                                   - 8 -

    2.2  üԵ ͡èѴҼԵѳͨ˹
         ԨçҺ աüԵëǪѳҡ˹Ң ë
Ǫѳ ҧçҺöҫҡ˹ աü١ҴԹҴѧ
͡ҡҺҧԴҧçҺѧöҫҡѷ   ѷ ᾷѪ ӡѴ
çҺöŴ鹷ع
         šзǴ
         ѧҡ鹵͹ѡҾҺ ʴ  , ҡͫ, ҧ  ʹ
ͧͧµԴ ҹеͧاյҺ觺͡繢ͧҡçҺ  
ؤ¹͡  ͡ҡѧչ·͡ҡçҺ еͧպͺӺѴ
觢йҧçҺšѧԹ
    2.3  õҴ
         (1)  طҧõҴ
              . çҺŨ㹴ҹҾԡôҹҧ  úءҢ 
ҢҴҹ繾  ·ҧçҺŨúԡõǨѡᾷǪҭ੾Ң
ᾷǪԺѵԷ 觨зúԡѡջԷҾж١ͧӡ    
              . çҺǹŴ١һШӢͧçҺŷѤҪԡͧç-
˧ 10%  ѺԹʴ  7.5%  Ѻ´ôԵ   
                 ҹ١  çҺš˹١    
ǳ§駡÷ѭҡԡáѺѷҧ  ੾ҧ觺ѷ㹾蹷
§ѺçҺ

              ººͧçҺºѺ
              º
              1.  ŷ駢ͧçҺ  çҺ˧躹˧ 
ٹҧͧҹ˹ҡش˹ ʶҹӤѭ   ͺ    -
Է˧,  Ҵͧ,  ŵҧл,  ࢵҴ,  .ʶΧ 
. ¹ӷԾ, ҧþԹҵҧ 
              2.  úԡáѡ  çҺ˧鹡ԡáѡ  
੾зҧҹسҾ Ǥ ᾷǪҭ੾Ңҹ㹡ѡҤ  ֧ռŷ
šѡҾҺջԷҾաҡᾷǪԺѵԷ价ӡõǨѡҢ鹵鹡͹   Ǩ֧
ᾷ੾ҢҵǨѡա˹   觨з餹ͧ¤  㹡ѡ





                                   - 9 -

              3.  ҤдѺҵðҹ   çҺչº·С˹Ҥࡳ
صԸ仵ҵðҹͧҴ   駹¤ӹ֧֧ЪҪ㹺ǳ鹫հҹС
ԹдѺҹҧ
              4.  ;ѡҺ   йçҺ;ѡҺ㹺ǳǡѺçҺ
繡дǡʺؤҡâͧçҺ  駹ͧҡ㹸áԨûСͺԨ
çҺ  ؤҡ੾ҧ觾Һ繻ѨӤѭС˹   ѧ鹡÷çҺ
;ѡҺŨ繡ç٧㨷ö˹駺ؤҡҧ˹
              5.  Ҿ (Image)  çҺ˧ԴԡѡҾҺؤ
仵 28 Ҿѹ 2531 йúͺ 9  ӹǹͧçҺšҡ 
÷çҺդӹǹҡѹ  觼ᾷӹǹҡҵԴ͢ͷӧҹ ҧ
çҺöѴ͡੾ᾷդ  öѺçҺ ÷çҺ
ᾷ  ѡҹ  ԡ ҾͧçҺŴաçҺŷԴ㹺ǳ
§
              6.  ҹؤҡ  çҺ˧ԴԹԨ 9    ӹǹ
ͧçҺšҡ   çҺ˧çҺŷѡҾ  
蹤٧çҺ˹  վѡҹӹǹҡѤçҹ   ҧçҺŨ֧͡ʤѴ
͡ؤҡ÷ҷӧҹѺçҺ
              º
              1.  ҹèҨ  ͧҡѧ繪ռ˹ ѧ鹨֧觼
ͧͧèҨ÷ԴѴ ҧáҧا෾ҹç÷¡õѴ
  駡ҧоҹ«觨ö䢻ѭҹ͹Ҥ
         (2)  è˹Ъͧҧè˹ 
              çҺŨТºԡ١ 2  
              1. ١ҷԹçҺͧ  ФҺԡԹʴ  ջҳ  88%
ͧ
              2. ١ҷ繺ѷ Contract ºѷ鹨觾ѡҹҷӡѡҷçҺ
ǷҧçҺŨ¡纪Шҡѷ Contract µç  ջҳ 12 % ͧ
ҧѷչº·١һҡ ͡੾١ҷդسҾҹ ͻͧѹ
˹٭ҨԴ







                                   - 10 -

    2.4  Էͨ͢ӡѴ㹡ûСͺáԨ
                
    2.5  çôԹҹ͹Ҥ
         й çҺѧç ͹Ҥѹ
3.  صˡС觢ѹ  
    Ѩ觤稢ͧСͺصˡçҺ
         Ѩ觤稢ͧçҺ͡  Ҿѡɳ (Image)  շз
ѡçҺ͡   ͧҡسҾѡҾҺŢͧçҺçö
ººѹµç  ״蹢ͧػʧ (elasticity of demand) ٧ ö
͡¹ŧͧҤ ੾çҺŷöҧҾѡɳ  Ҿѡɳբͧ
صˡçҺ͡Դ鹨ҡ
         1.  سҾͧᾷ (quality of core product) çҺöѴ͡ᾷ
դسҾҧҹӹҭ  سҾ㹡ŻѡҾҺ   Ѻ
㨨ҡ
         2.  ÷ӡõҴ  ÷ӡõҴзҾѡɳͧسҾ
ѡҾҺµҢͧ٧  ͡˹ѧçҺǡѺä 
йԸաѡ

    Ѩ¹͡Ҩռŵصˡ
         1.   (Legal)
             Ѩغѹ»Сѹѧ ѲҧǴ ͧ©Ѻ
оѲöѡçҺ͡դسҾѡҾҺŷբ鹡һѨغѹ ͧҡ
٧鹢ͧӹǹԹçҺѺ Ф㹡͡çҺŷѺѡ
µǼͧ   СͺѺҨաþԨóѷСѹ͡繵ǡҧҧӹѡ
Сѹѧ çҺ ¹ŧѧҨ͡ (opportunity)  çҺ
͡ա١дѺҧ ҨöҴż»Сѹѧ   ǡѹҨ
 "ػä" "(Threat)" ͧçҺŷաдѺҧ  ͧҡ
ѹ觼»СѹѧҡçҺšдѺҧ
         2.  ɰԨͧ (Ecconomical Factor)
             ѨѺѹ  ЪЧѡЧѹҧɰԨ  дѧռŴѧ
             2.1 ԹҡʶҺѹԹصˡçҺ͡ա觢ѹ
٧  Ӻҡҡ 觷繤Դҡ
             2.2 ѵҡԺⵢͧǢͧЪҪŴŧ ҨҤռŵ
õѴԹ͡ԡçҺ͡ҡ


                                   - 11 -

    ʶҹҾ㹡觢ѹͧѷ (Competitive Environment
         . ҡ¢ͧ繤 (Entry Barrier)   
صˡçҺ͡Դ͹ҧҡ
            - صˡçҺ͡Թŧع٧
            - 鹷عͧԵ٧ (start up cost)  ´ҹؤҡ ͧ
              ᾷ  ҡü
            - ᾷЪѡ٧ᾷҷӧҹçҺ͡Դҡ
         . Թҷ᷹ (Substitue Product)
            ѨغѹçҺŢͧѰաþѲҵͧ觡ѺçҺ͡   
չԤԡ㹪ǧѧҷӧҹͧᾷ, çҺŢͧѰ  ҧáԡѧ
ӡѴͧҡԴѴºҪ кҪ÷ͧ
            Թҷ᷹ҧ  ҹ, չԤ  ҨռšѺçҺ͡ա١
дѺҧдѺҧ   ҧáĵԡͧ͡Һԡ
ҹآҾբ ҤҷصԸ
         . ӹҨͧͧ (Power of Buyer)
            ӹҨͧصˡçҺ͡٧  ͧҡ
            - ӹǹԡ͡͹ҧҡ
            - ¹ѡçҺ͡蹷 е鹷ع٧
            - Ūͧõҧ  ͧѰ͡  ӹҨõͧ
              ͧ¡͡ º ԷԢͧ
            - 觢ѹعçͧصˡçҺ͡ ӹҨõͧ٧
         . ӹҨõͧͧ (Power of Supplier)
            ӹҨõͧͧصˡçҺŤ͹ҧ ͧҡ
            - Ǫѳ¹Ẻҡ·й͡
            - šѲ (Globalization) ǪѳҤҶ١ҡҧȧ¢
            - ա觢ѹҧعç㹡
            - 繡ҡ¨ТµçҺ͡
         . صˡ (Competitor)
            á˹Ǥ觢ѹصˡçҺŹ鹾ԨóҨҡ˭  2 ҧ
            1. ˹觷駢ͧçҺ
            2. ١¢ͧçҺ §֧ҤԹкԡ÷µͧѺ
               




                                   - 12 -

            ¾ԨóҨҡ駢ͧçҺŷ§ѹ ١дѺ§ѹ 
ѡɳТͧѡҾҺŷ¤֧ѹ  ػçҺŷ繤觷յͺѷ çҺ
ѧ仹 (§ǹ觡õҴҡҡ仹)  
            1. çҺšا෾    Ҵ  550 §  ٹԨ 繼ӵҴ
            2. çҺ˧   Ҵ  350 §  ˧ ҡ
            3. çҺž 9   Ҵ  300 §  趹 9
            4. çҺҴ    Ҵ  200 §  Ҵ ǧҴ
            5. çҺǪҹ     Ҵ  350 §  Ҵ ¡ҧл
            6. çҺŻǷ     Ҵ  350 §   9 
            7. çҺ     Ҵ  350 §  آԺ 1
            ¾ԨóҨҡѨ¤稢ͧСͺáԨ  (Succes factor) صˡ
çҺ лѨ蹺ҧҧöººö㹡觢ѹͧѷ кѷ
ѧ

 Ѩ·ռŵ͖çҺŖçҺŖçҺŖçҺŖçҺŖçҺŖçҺ
 觢ѹ   ا෾  ˧  9  Ҵ  Ǫҹ    Ƿ   

-ö    5        5        3        2        2        2        1
 ᾷ                                                       
 кؤҡÖ                                                               
-õҴ      4        3        4        2        3        2        2
                                                          
-Ҿѡɳͧ    5       4-5       4        2        3        3        2
 سҾ                                                        
 ԡ                                                         
-       5        4        3        2        1        1        1
 觴ҹ                                                         
 Թ                                                       
                                                            
-ӹǹᾷ     5        5        4        2        2        2        1
 кؤҡÖ                                                      
 դسҾ                                                         
  
ṹ  5  =  շش,     1  =  ûѺا


                                   - 13 -
         
    ͡ػäͺѷ (Opportunity and Threat)
          ͡ (Opportunity)
          1. ͧҡѷ ŧعçҺ͡ 9  СͺѺդѹ
աѺѷçҺ͡Ҵ˭ա  2     Ҩ͡ʢ¸áԨ繼
(Supplier) ҧҹǪѳҧᾷ
          2. »Сѹѧʴԡ»Сѹբ     ͧҡ
ӹǹԹǷçҺŷѷ Ҩöհҹ١ҷҧ
          3. ҡ÷աŧعͧçҺ͡   Ѻҧ
ҡᾷդسҾ ԴçҺ¢
          4. ͧҡصˡçҺŢͧԴҡ    ѧ
ѭҺؤҡ  Һ, Ѫ ¢ҴŹ ѧй͡ʷѷоѲ
سҾ㹡ѡҾҺբ
          ػä (Threat)
          1. ӹҨõͧͧ١  (Buyer)  ٧ҡ㹻Ѩغѹ  ԴҴ㹡ѡ
ҺФ͡ʹ÷Ҿѡɳͧѷ  ( ǡѡҾҺŷԴҴ
˹ѧ;)  Ҩӹǹ¢ͧѷŴŧ
          2. ͧҡ觢ѹعçͧصˡعç      õҴ
(marketing) դӤѭҡ  ѷ ͧѺա÷ӡõҴ  
͡˹ѧâͧçҺ ǡѺä ԸѡҾҺ
4.  عСö
    4.1  ع
         ѷշع¹ 150 ҹҷ ¡ 120 ҹҷ ѭ 12 ҹ
鹺ط  -    Ť 10 ҷ  ջѵԡع/Ŵع  5 շҹ ѧ  


 ͹ /                  ع                                       
 訴¹ ع¹  ع   ѧعʹ͢...................
 ع  (ҹҷ)  (ҹҷ)  (ҹҷ)                                 

21 ..2536   150         -       120       ¹ع ѧա          
                                            ʹ͢Ѻؤŷ        





                                   - 14 -

    4.2  ͡ѡѾ
              
    4.3  ѹм١ѹ㹡͡͹Ҥ
              
    4.4  
         ռ鹡  鹵 10 
         ªͼ˭ 10 á  մѧ
                                                     ӹǹ        Դ
         1.  Boston Safe Deposit and Trust Company   906,600           7.56   
         2.  ѷ çҺ§  ӡѴ          823,400           6.95  
         3.  Chase Moninee Limited                   549,400           4.58
         4.  ..ͪҵ  ҭԷѡ                   335,118           2.79
         5.  ..ӹҭ                          327,499           2.73
         6.  ..ѵ                            317,500           2.65
         7.  ..    ԡš                     315,000           2.63
         8.  ..حմ   ǧ                       302,900           2.52
         9.  ..ش     ͨҹ                    299,900           2.50
        10.  ѷ Ϳ ͹  79 ӡѴ               246,700           2.06           


















                                   - 15 -

5.  èѴ
    5.1  çҧͧ
                                        
                                         С   
                                      
                                     
                                      Сú    
                                     
                                     
                                       üѴ  
                                        
                                              
                                  
               ӹ¡ý¡ᾷ                               ӹ¡ýº  
                         
 §ҹᾷ        §ҹҺ       §ҹ෤Ԥ        §ҹ        §ҹѭСԹ
- á       - ¹͡         - 硫         - ؤ           - ѭշ 
- ¡        - (촵ҧ)-              - Ъѹ     - ѭռ
- ¡ҷ  - ͧҵѴ         - Ѫ            - ҹ          - Թ͡
- äҷ      - ͧ ...     - Ҿ          -       - Թ
- ҧԹ   - ͧʹ                              اѡ       - ʵ͡
- д١          - ͧ͹                           ҡ       - Ѵ
- ٵ-Ǫ                                                              -  
- Ǫ                                                                 
- ԵǪ                                         
- ˹ѧ
- 
-   ١
- ҾӺѴ
- ѹ






                                   - 16 -

         ӹҨ˹ҷͧСͺͧСúѷ
         1. Сâͧѷо֧ըӹǹ Ъ繼˹  ͧ
 5   С¡ҡ˹觢ͧӹǹ÷ͧն蹷ҪҳҨѡ  
âͧѷеͧ繼դسѵԵ衮¡˹
            âͧѷԷѺҵͺ᷹㹡ûԺѵ˹ҷ  觤ҵͺ᷹ Թ͹
»Ъ  §  ⺹
         2. ëŧͼ١ѹѷ   ͧŧͪлзѺӤѭͧ
ѷ 餳СӹҨ˹͡üӹҨŧͼ١ѹѷ
         3. ùЪ繼͡駵ѡࡳԸաôѧ仹
            (1)  鹤˹դṹ§˹鹵˹§
            (2)  Фṹ§ (1)  ͡駺ؤŤ 
                 ¤繡á 觤ṹ§ҡ§
            (3)  ؤūѺṹ§٧شӴѺ   繼Ѻ͡繡
                 ӹǹ÷Ъ鹵ͧ͡  㹡óշؤūѺ͡
                 ӴѺѴŧ դṹ§ҡѹԹӹǹ÷Ъ鹵ͧ͡
                 иҹ㹷Ъ͡§ա˹§§Ҵ
         4. 㹡ûЪѭШӻշء   ͡ҡ˹ 1  3  
ѵ¡èѺҡ  Ҩӹǹ÷͡çǹ  ͡¨ӹǹ
شѺǹ 1  3
            ÷еͧ͡ҡ˹㹻á лշͧѧ¹ѷ   Ѻ
ҡѹҼ㴨͡  ǹѧ  äҹش繼͡ҡ˹
            ë觾鹨ҡ˹ҨѺ͡
         5. ͡ҡþ鹵˹觵 èо鹨ҡ˹
            (1)  
            (2)  ͡
            (3)  Ҵسѵ ѡɳеͧ
            (4)  Ъ͡
            (5)  դ͡
         6. ä͡ҡ˹ ͡ͺѷ  ͡ռŹѺѹ
֧͡ѷ
            ë͡ä˹觨駡ͧ͡·¹Һ¡





                                   - 17 -

         7. 㹡óշ˹觡ҧŧ˵ ͡ҡ֧͡餳С-
͡ؤ㴺ؤ˹觫դسѵԵ衮¡˹繡᷹ 㹡ûЪС-
äǵ  Тͧ÷͡͹¡  2 ͹   ؤū繡᷹
ѧǨ㹵˹觡§зѧͧ÷赹᷹
            ԢͧСõä˹觵ͧСͺ¤ṹ§¡ 3   4  ͧ
ӹǹ÷ѧ
         8. ЪҨŧä͡ҡ˹觡͹֧͡
ṹ§¡ 3  4  ͧӹǹ鹫һЪԷ͡§鹹Ѻѹ
¡ҡ˹觢ͧӹǹ鹷  ¼鹷һЪԷ͡§
         9. è繼鹢ͧѷ
        10. 餳С͡ä˹繻иҹ
            㹡óշ褳СþԨóè͡ä˹¤ͧиҹ
á  ͧиҹ˹ҷͺѧѺ㹡Ԩë觻иҹͺ
        11. 㹡ûЪСõͧաһЪ¡ҡ˹觢ͧӹǹ
  ֧ͧЪ  㹡óշиҹ㹷ЪöԺѵ˹ҷ 
ͧиҹ ͧиҹ繻иҹ ͧиҹ ö
Ժѵ˹ҷ ëһЪ͡ä˹繻иҹЪ
            ԹԨ¢ͧЪ§ҧҡ
            ä˹§㹡ŧṹ ëǹͧԷ
͡§ŧṹͧ Ҥṹ§ҡѹиҹЪ͡§ա§˹§
Ҵ
        12. 㹡¡ЪС иҹͼѺͺ˹ѧ͹Ѵ
Ъѧ¡ 7 ѹ ͹ѹЪ 㹡óըպǹѡԷͻª
ͧѷ 駡ùѴЪԸС˹ѹЪǡҹ ʶҹЪ繵ͧ
繷ͧѹ繷ӹѡҹ˭ͧѷͨѧѴ  駹иҹ͡ü
Ѻͺ¨
        13. õͧԺѵ˹ҷ仵 ѵػʧТͺѧѺͧѷ ʹ
ԷЪ
        14. õͧѷҺԪѡ ҡǹѭҷӡѺѷ ͼ
鹡Ŵŧ㹺ѷ ͺѷ
        15. СâͧѷеͧЪѹҧ 3 ͹ͤ  ͧѹ繷ӹѡҹ
˧˭ӹѡҹҢ ͨѧѴ§
        16. СúѷӹҨ駤Сú ͺӹҨä㴤˹ 
¤ԺѵԡԨҧҧ˹᷹Сá


                                   - 18 -

    5.2   
         Դ´ǡѺ мӹҨǺͧѷ 
         1.  ʴšôç˹觢ͧ мӹҨǺ㹺ѷ  ѷ  
ѷ  ѷǢͧ  кѷ


                                   ѷ        
                          
        ª         ѷ  1   2   3   4   5 

.ͪҵ  ҭԷѡ  /,///,///,///,//  /   / 

.Ѫ     óԹ    x,//x,//x,//x,//  /   / 

.ѵ           /,//  /                 

.ӹҭ         /,//  /                 

.حմ   ǧ      /,//      /             

.Ծ   ͧԹŖ/,//                    

.þѹ   سѡ        / /,///,//            

.   ԵС     //                     



















                   ѷͺѷǢͧ                   

  1   2   3   4   5   6   7   8   9  10  11  12 

/,///,///,///,//  / /,///,//  /   / /,///,//  /   

/,//x,//                                /,//    

                                                

  /                                             

                                                

                                                

                                                

                                                











                                   - 19 -


˵   /   =          x   =   иҹ        //   =   ú
          ѷ 1  =  ѷ çҺ§  ӡѴ
                  2  =  ѷ çҺž  ӡѴ
                  3  =  ѷ çҺͧ  ӡѴ
                  4  =  ѷ ѧѳ ӡѴ
                  5  =  ѷ çҺŪ  ӡѴ

          ѷͺѷǢͧ
                  1  =  ѷ çҺŢ͹  ӡѴ
                  2  =  ѷ Իѭ Թ๪ ӡѴ
                  3  =  ѷ ͻԹ ӡѴ
                  4  =  ѷ çҺʹѹ ӡѴ
                  5  =  ѷ    ෤ ӡѴ
                  6  =  ѷ شþѲ (1994) ӡѴ
                  7  =  ѷ ŷ ӡѴ
                  8  =  ѷ ᾷѪ ӡѴ
                  9  =  ѷ պԹᾷ ӡѴ
                 10  =  ѷ Ϳ ͹  79 ӡѴ
                 11  =  ѷ óǪ ӡѴ
                 12  =  ѷ çҺҧ칤 ӡѴ















                                   - 20 -

´ǡѺ мӹҨǺͧѷ
(1)  ᾷͪҵ  ҭԷѡ
     ˹                      :  üѴ
                              :  53 
     سزԡ֡                 :  Facharzt Fuer Hals-Nasen-Ohren-Heilkunde 
                                    (Germany)                 
                                 :  Doctor of Medicine, Essen University (Germany)
     ѵԡ÷ӧҹ               :  2524 - Ѩغѹ ӹ¡çҺŵ   ١
                                    2531 - Ѩغѹ úçҺ˧
     Ѵǹö                :   2.79
     ѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  
(2)  ᾷѵ   
     ˹                      :  ú
                              :  60 
     سزԡ֡                 :  Certificate in Orthopedics from
                                    Hospital Surgery N.Y. (U.S.A.)
     ѵԡ÷ӧҹ               :  2531-Ѩغѹ úçҺ˧
     Ѵǹö                :   2.65
     ѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  
(3)  ᾷحմ  ǧ
     ˹                      :  ú
                              :  53 
     سزԡ֡                 :  Certificate Reproductive Medicine 
                                    (Perinatology) Johns Hopkins University
                                    and Medical School
     ѵԡ÷ӧҹ               :  2531-Ѩغѹ  úçҺ˧
     Ѵǹö                :   2.52
     ѹҧͺǼô¡ѹ  :  ҧѭ  ǧ ()
     ѵԡ÷ӼԴ                 :  





                                   - 21 -

(4)  ѹᾷӹҭ  
     ˹                      :  ú
                              :  53 
     سزԡ֡                 :  ѹᾷʵѳԵ ԷԴ
                                 :  Cosmetic Restoration N.Y.
     ѵԡ÷ӧҹ               :  2531-Ѩغѹ úçҺ˧
                                 :  2531-Ѩغѹ úçҺŵ   ١
     Ѵǹö                :   2.73
     ѹҧͺǼ :  
     ѵԡ÷ӼԴ                 :  
(5)  ᾷѪ   óԹ
     ˹                      :  иҹ
                              :  57  
     سزԡ֡                 :  Deplomate American Board of Radiology
                                 :  Certificate in Neuroradiology
     ѵԡ÷ӧҹ               :  2531-Ѩغѹ иҹçҺ˧
     Ѵǹö                :   0.98 
     ѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  
(6)  ᾷԾ  ͧԹ     
     ˹                      :  ú
                              :  37  
     سزԡ֡٧ش             :  ᾷʵѳԵ Է¢͹
                                 :  ᾷʵزԺѵ ʵ ԡ ԧ
                                    ŧóԷ
                                 :  MBA ʶҺѹѳԵѲʵ
     ѵԡ÷ӧҹ               :  2533-Ѩغѹ ᾷШἹ   ١
                                    çҺ˧
                                    2538-Ѩغѹ ú çҺ˧
     Ѵǹö                :   0.0004
     ѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  




                                   - 22 -

 7)  ..      ԵС
     ˹                      :  ӹ¡çҺ
                              :  36 
     سزԡ֡                 :  ѹᾷʵѳԵ ԷԴ
                                    MBA ʶҺѹѲʵ
     ѵԡ÷ӧҹ               :  2528-Ѩغѹ  ѹᾷШçҺ˧
                                    2539-Ѩغѹ  ӹ¡çҺ˧
     Ѵǹö                       :  
     ѹѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  
 8)  ҧѭ    ǧ
     ˹                      :  ͧӹ¡ýºԡ
                              :  50 
     سزԡ֡                 :  ͹ػԭҾҺмا ԷԴ
     ѵԡ÷ӧҹ               :  2531-Ѩغѹ ͧӹ¡ýºԡ
                                    çҺ˧
     Ѵǹö                :   0.009 
     ѹҧͺǼô¡ѹ  :  ᾷحմ  ǧ ()
     ѵԡ÷ӼԴ                 :  
 9)  ҧó    ġҪ¡
     ˹                      :  ͧѴýºѭеǨͺ
                              :  40 
     سزԡ֡                 :  ԭҢҺ Է¸ʵ
     ѵԡ÷ӧҹ               :  2531-Ѩغѹ  ͧѴýºѭеǨͺ
                                    çҺ˧
     Ѵǹö                :  0.001
     ѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  








                                   - 23 -

10)  ҧ   ó
     ˹                      :  ˹ҽ¾Һ
                              :  54 
     سزԡ֡                 :  СȹºѵþҺżا͹
                                    Է¾Һ ҡҪҴ
     ѵԡ÷ӧҹ               :  2533-Ѩغѹ ˹ҽ¡þҺ 
                                    çҺ˧
     Ѵǹö                :  
     ѹҧͺǼô¡ѹ  :  
     ѵԡ÷ӼԴ                 :  
    5.3  ҵͺ᷹
         (1) ҵͺ᷹繵Թ
             úâͧѷ çҺ˧ ӡѴ  7 ҵͺ᷹Ѻ             
    Фӹǹѧ  1.5%  ͧʹ㹻շҹ + 1.5%  ͧطѧ㹻շҹ + 70% ͧ
    Ҥ㹻շҹ + 70%  ͧ͡¨㹻շҹ  㹻  2539    ¤ҵͺ᷹   
    ú÷ 7   ˹ҷдѺա 3 ѧ
                                        Թ͹ (ҷ)     »Ъ͹ (ҷ)
    .ͪҵ  ҭԷѡ                  107,500             50,000
    .Ѫ     óԹ                     94,000             50,000
    .ѵ                            55,000             50,000
    .حմ   ǧ                       55,000             50,000
    .ӹҭ                          55,000             50,000
    .Ծ   ͧԹ                    -               50,000
    .   ԵС                     80,000             50,000
    ҧó   ġҪ¡                 65,000                -
    ҧѭ   ǧ                       45,000                -
    ҧ    ó                     45,000                -
         (2) ҵͺ᷹
             -  -
    5.4  ѭҡèѴ
         -  -





                                   - 24 -

    5.5  äǺ
         ´͡Ṻҡͺѭ                  
6.  ԹѾͧѷкѷ
    6.1  Թ Ҥ ͧѡ
         ѷ çҺ˧ ӡѴ (Ҫ)  
         Թ 16  3 ҹ  74 ҧ   2138 ˧ ǧҡ ࢵҧл
ا෾ҹ  Ťҵѭ  . 31 ѹҤ 2539   ҡѺ 124,898,119 ҷ
         Ҥèӹǹ 3 ѧ   2138 ˧ ǧҡ ࢵҧл  ا෾ҹ
Ҥѧ 1  ͷ»ҳ 12,000 ҧ, Ҥѧ 2  ͷ»ҳ 25,000
ҧ,  Ҥѧ 1   2  ҤѺѡҼ  ǹҤѧ 3  ;ѡҺ
ͷ»ҳ 6,000 ҧ  Ҥ÷ 3 ѧ  Ťҵѭ . 31 ѹҤ 2539 ҡѺ
279,750,121.92 ҷ

    6.2  Թŧعͧѷ
                   ع  %     鹷ع          Ť     
ͺѷ          ѡɳиáԨ            Թŧع      Թŧع    
ѷ                    (ҹҷ)         (ҹҷ)      (ҷ)     
                                                                 
ѷ                                                             
.çҺŠ   çҺ     400    33.125   132.5    160,008,614.14
§ .                                                      
.ѧѳ .   Ы      10    30         3        4,609,048.01                      
               ͧᾷ                                          
                                                                    
.çҺ                                                         
ͧ  .çҺ     100    40        40       36,070,052.43
.çҺ                                                         
 .   çҺ     100    40        40       38,422,925.14
.çҺ                                                         
 .    çҺ      50    40        20       20,000,000         
                                                                    







˭                                  
 蹷                                  
                                             
                                             
                                             
                                          
                                             
..侾ó  ѭ  30.72%              
ҧ  ࡵ     17.10%              
                                             
                                             
                                          
                                             
                                          
                                             
                                          
 17.72%                                  



















                                                 -25-

                   ع  %     鹷ع         Ť      
             ѡɳиáԨ            Թŧع      Թŧع    
                           (ҹҷ)         (ҹҷ)     (ҹҷ)   
                                                                    
.ͻԹ .   ѧѾ   210     19.52    41            41      
                                                                    
                                                                    
                                                                    
.çҺ     çҺ    200    17.325    39.15         39.15   
͹  .                                                      
.պԹ       çҺ    170     8.82     15            15      
ᾷ .                                                         
.ʫպ         Ԩ        112.75  10       11.275        11.275  
෤ .                                                         
                                                                    
                                                                    
                                                                    
.شþѲҠ     çҺŠ  300       9.33     56           56      
(1994) .                                                          
                                                                    
                                                                    
.óǪ .  çҺ     75       6.66      5            5      
.Իѭ Թ얡֡      600      16.33     98           98      
๪ .                                                         














˭                               
 蹷ͪͺѷ                         
                                          
                                          
Է  Ѿҹ   14.29%             
¸Ե   Ѿҹ   14.29%             
¢Ե   Ѿҹ   20.95%             
ҵԡ ʧ   10.71%             
                                       
                                          
.ҧ͡હʻԷ .  40%           
                                          
.ʫպ෤ .     35%           
.ԵǪ .(Ҫ)     20%           
Ҥ· .(Ҫ)  10%           
.ҧ͡હʻԷ .  10%           
.ԷѲ .        10%           
.ԷѲ .        10%           
.ا෾ԵǪ .(Ҫ)  10%     
سԴ  ѵ侱      11.67%        
سؾԹ   ѡ       11.17%        
                                       
سѪ ѹҹ         64.4%                                                 
.çҺ§  .  10%       












                                                 - 26 -                                                  

                 عǖ%ö鹖鹷عԹŧعŤԹŧع
            ѡɳиáԨ  (ҹҷ)          (ҹҷ)   (ҹҷ)         
.ᾷ Ѫ   Ե        21.43  10.03     10.75      10.75   
                                                                 
.ŷ   դչԤ      10     10         1          1      
.                                                              
                                                                 
                                                                 
.      Ѵŧع      75     8         6          6      
Ŵ .                                                        
.çҺ                                                      
ʹѹ .   çҺ     150     5        13.5       13.5    
               -           -    ¡ 5    3.69615    3.69615
                                                                 
























˭                            
蹷                             
.ا෾ԵǪ .(Ҫ)  51%  
                                       
. . 40%                     
.¾ҳԪСѹԵ .   20%        
. .   20%             
.çҺɮ .  10%      
..չѵ ԷԡԨ   20.67%            
..  õԡԡ   28.67%       
                                       
                                    
       -                               
                                       






















                                   - 27 -

    6.3  ŤԹѾط
         (1)  ŤԹѾطԢͧ  ѷ  çҺ˧  ӡѴ ( Ҫ ) ҡѺ
443,816,533.66 ҷ  ѷաûѺŤԹѾҤһԹ  ͵ŤԹŧع 
 6.1 Т 6.2
         (2)  ѷҤӻСѹ   Шӹͧ ͤӻСѹؤ ͡
١ѹ
         (3)  ŤԹѾط/ = 36.98 ҷ

7.  ؤŷռŻª¡ҧѹ
    (1)  ¡ҧѹҧѷѺѷ  ѡɳзպؤŷռŻª
    (2)  ѷ çҺ˧ ӡѴ (Ҫ)  ѷ çҺ§ ӡѴ
ӹǹ 70.2 ҹҷ  㹡â¡ԨԴçҺ§   觷 2  
ѧѴ§  ºѷ çҺ˧ ӡѴ (Ҫ)  ԴѵҴ͡ҤǡѺ
ҧçҺš

8.  Ѩ¤§
    áԨçҺ͡  繸áԨդ§  çҺŹçҺŷժ§
  ͡ʷöԹáԨҧҺº  (smooth) ҡ  Թҷ
ҷ᷹  չԤ,դչԤ 㹤ͧЪҪͧͧǧ   Ѩغѹա֡
ҡ  ֧͡ԡçҺūͧͷҧᾷúǹҡ   ǹçҺ
ԴеͧʺѺѭҵ鹷ع٧çҺŷԴ͹   ѧ͡ʷçҺ
лʺ§ͧҡ͹ͧáԨɰԨ֧չ

9.  Ѩ  Ҩռšз͡õѴԹŧع
    9.1  ;Ծҷҧ
         
    9.2  º¡èԹѹ
         ѷ çҺ˧ ӡѴ (Ҫ)  չº㹡èԹѹŻҳ  60%
ͧط
    9.3  Ѩ 
         





                                   - 28 -

10. ҹСԹмšôԹҹ
    10.1 ͺѭйººѭշӤѭ  к
         (1)  ͼͺѭ  .Ե   óҡ  ҡӹѡҹ  ѷ ó ӡѴ
         (2)   3 շҹ  ͺѭ§ҹõǨͺẺ
͹
         (3)  ººѭշӤѭ
              1.  ѷ ѺФµࡳԷ
              2.  ѷ  駤˹ʧ¨٭ ¾Ԩó١˹  Ш੾
·ҴҨ¡ҹ˹ʧ¨٭
              3.  ѷ ҤԹҤ͵ҤҷعҤҵҴ Ҥ㴨еӡ
Ըҡ͹͡͹
              4.  ѷ ѹ֡Թŧعѷкѷ ºѹ֡Ҥҷع  Ѻ
óշѷ鹵ӡ  20  ͧع¹ͧѷŧع   Шкѹ֡Ըǹ 
Ѻóշѷ鹵 20 仢ͧع¹ͧѷкѷ
              5.  ѷ ѹ֡ԹѾõҤҷعѧѡҤ  Ҥ
ӹǳԸ鹵çءҹ»ҳ Թѵ٧ش˹ɮҡ
觻ҳѧ
                  Ҥ觻١ҧ             30   
                  ͧҧᾷз      10   
                  ͧеԴ             10   
                  ҹ˹                      10   
                  ѺԹѾ÷ҡ͹ .. 2533  ѷ ӹǳҤҵ
Ըաͧع (Sinking Fund Method)
              6.  ͵Ѵѭ  ѷ Ѵ˹µԸ鹵ç   10 
              7.  ¡÷ǡѺԹҵҧ    ӹǳԹҷѵš
¹ . ѹԴ¡ù  ԹѾ˹ԹԹҵҧѧҧ .ѹ
   ӹǳԹҷѵš¹ͧҤ . ѹ   ТҴعҡ
õԹҵҧ  ѹ֡ͤԴ
              8.  õ   ӹǳ¡áطѺմ¨ӹǹ¶ǧ˹ѡ
ͧѭ͡¡ҧ
    10.2 ػҹСԹмšôԹҹ
         (1)  ҧػ âҴع ЧԹʴ ºº 3 շҹ
ѵТͧ¡õʹ (common size ratio)



                                                       - 29 -                                                                                               

                                 ѷ çҺ˧
                                                
                                 . ѹ 31 ѹҤ 2537, 
 
          ԹѾ
                                     2537             
ԹѾع¹                                         
   ԹʴԹҡҤ            5,500,037.48  0.6  
   ԹѺ                        20,000,000.00  2.1  
   ١˹ä                      31,874,047.24  3.3  
   ԹҤ                     21,176,599.39  2.2  
   ԹѴԹѾ                  12,000,000.00  1.3  
   ԹѾع¹                 3,237,337.13  0.3  
   ԹѾع¹               93,788,021.24  9.8  
Թŧعѷкѷ      273,060,688.73 28.5  
Թѷкѷ            00.00  0.0  
Թ Ҥػó                583,756,227.07 60.9  
ԹѾ                           7,284,100.07  0.8  
ԹѾ                  ҷ   957,889,037.11  100  
                                                      


















ӡѴ (Ҫ)

2538  2539

 
        2538                    2539            
                                                
    8,985,794.77   0.8      7,761,897.24   0.6  
           00.00   0.0             00.00   0.0  
   29,246,988.50   2.5     38,353,505.03   3.0  
   27,174,656.89   2.4     31,237,599.16   2.5  
   12,000,000.00   1.0             00.00   0.0  
    6,667,095.86   0.6      6,255,450.19   0.5  
   84,074,536.02   7.3     83,608,451.62   6.6    
  496,025,982.59  43.1    559,481,789.72  44.0  
           00.00   0.0     70,200,000.00   5.5  
  563,998,869.72  49.0    554,095,904.06  43.5  
    6,577,938.59   0.6      5,233,427.77   0.4  
1,150,677,326.92   100  1,272,619,573.17  100       
                                                
















                                                         - 30 -

                                           ѷ çҺ˧ 
                                                          
              ˹Թǹͧ       
                                                2537           
                                                                
˹Թع¹                                                    
   ԹԡԹѭԹҡҤ           20,379,474.19   2.1
   ԹҡʶҺѹԹ                      175,000,000.00  18.2
   ˹ä                               36,008,075.89   3.8
   ǹͧ˹ԹǷ֧˹˹觻   48,528,647.04   5.1
   ԹԵԺؤŤҧ                     13,133,324.85   1.4
   ¤ҧ                            19,780,862.29   2.1
   Թҡѷ кѷ                    0.00   0.0
   ˹Թع¹                             9,688,394.68   1.0
   ˹Թع¹                          322,518,778.94  33.7
Թ                              203,803,544.16  21.3
˹Թ                                    526,322,323.10  55.0
ǹͧ                                                    
   ع͹                                                    
     ع¹                                                
       ѭ 15,000,000  @ 10 ҷ       150,000,000.00      
     ع͡¡Ť                               
       ѭ 12,000,000  @ 10 ҷ       120,000,000.00  12.5 
   ǹԹŤ                            209,511,000.00  21.9
                                                       
     Ѵ-عͧ                        7,247,991.90   0.7
     ѧѴ                            94,807,722.11   9.9
   ǹͧ                          431,566,714.01  45.0
˹Թǹͧ              ҷ     957,889,037.11 100.0
                                                               








ӡѴ (Ҫ)


        2538                 2539          
                                           
                                           
   34,400,973.90   3.0   55,653,798.67  4.4
  239,930,000.00  20.8  299,245,000.00 23.5
   42,004,975.62   3.6   50,751,784.69  4.0
   84,069,788.90   7.3  109,900,916.51  8.6
    8,736,245.40   0.8   14,545,886.84  1.1
   30,685,056.64   2.7   35,150,640.92  2.8
   10,000,000.00   0.9            0.00  0.0
    2,705,654.01   0.2    2,443,500.34  0.2
  452,532,694.47  39.3  567,691,527.97 44.6
  254,328,098.79  22.1  229,307,677.55 18.0
  706,860,793.26  61.4  796,999,205.52 62.6
                                           
                                           
                                           
  150,000,000.00        150,000,000.00     
                                           
  120,000,000.00  10.4  120,000,000.00  9.4 
  209,511,000.00  18.2  209,511,000.00 16.5
                                           
   10,260,482.88   0.9   14,230,955.19  1.1
  104,045,050.78   9.1  131,878,412.46 10.4
  443,816,533.66  38.6  475,620,367.65 37.4
1,150,677,326.92 100.01,272,619,573.17 00.0
                                           






                                                      - 31 -

                                 ѷ çҺ˧ ӡѴ (
                                        âҴعС
                            Ѻشѹ31 ѹҤ2537, 2538 

                                            2537             
                                                        
   ҡԨçҺ              550,355,087.23   96.6 
   ҡѷкѷ         10,415,349.55    1.8 
                                  9,254,118.74    1.6 
                               570,024,555.52  100.0 
                                                             
                                                      
   鹷ع㹡ѡҾҺ                 374,218,876.37   65.6 
   㹡âСú           58,614,443.38   10.3 
   ͡¨                            34,041,121.37    6.0 
   Թ                             28,135,912.54    4.9 
                             495,010,353.66   86.8 
á͹ͧ¹ŧѡúѭ   75,014,201.86   13.2 
ͧ¹ŧѡúѭǡѺ                         
   Թŧع㹻ա͹  ֧ 31 ѹҤ 2536   2,670,339.18    0.4 
ط                                 77,684,541.04   13.6 
ǡ  ѧѴõ鹧Ǵ           76,531,884.39        
ǡ  ѺاԹŧع                               0.00        
ѡ   ѺاǴ͹                       (7,657,993.23)       
ѡ   Թѹ                           (48,000,000.00)       
     ͧ                     (3,750,710.09)       
ѧѴû§Ǵ              94,807,722.11        
طԵ                        ҷ           6.47        
                                                             









Ҫ)

 2539

     2538                  2539              
                                             
621,837,370.93   98.0  740,241,118.82   97.1 
 10,302,793.86    1.6    9,765,269.29    1.3 
  2,684,119.32    0.4   11,928,309.09    1.6 
634,824,284.11  100.0  761,934,697.20  100.0 
                                             
                                             
424,370,536.93   66.9  498,553,406.82   65.5 
 70,624,562.32   11.1   77,794,896.53   10.2 
 57,827,510.23    9.1   76,270,731.59   10.0 
 21,751,854.98    3.4   29,906,216.11    3.9 
574,574,464.46   90.5  682,525,251.05   89.6 
 60,249,819.65    9.5   79,409,446.15   10.4 
                                             
          0.00    0.0            0.00    0.0 
 60,249,819.65    9.5   79,409,446.15   10.4 
 94,807,722.11         104,045,050.78        
          0.00             394,387.84        
          0.00                   0.00        
(48,000,000.00)        (48,000,000.00)       
 (3,012,490.98)         (3,970,472.31)       
104,045,050.78         131,878,412.46        
          5.02                   6.62         
                                             







                                                    - 32 -

                                  ѷ çҺ˧ ӡѴ (Ҫ)
                                               Թʴ
                              Ѻ شѹ 31 ѹҤ 2537, 2538  
 
                                                          2537      
ԹʴҡԨԹҹ                                         
   ط                                            77,684,541.04 
   ѺзطԹʴѺ()                                   
      ҡԨԹҹ:-                                           
         Ҥ                                   36,115,525.16 
         µѴѭ                                  1,141,086.25 
         ˹٭                                          1,054,795.00 
         Ҵعҡš¹ԹѾ                        13,558.68 
         ҴعҡâԹѾ                                  0.00 
         Ѻا㹻ա͹  Ѻŧع           20,000.00 
         èҡŧع㹺ѷ                     (13,085,688.73)
         Թѹ                                               0.00 
         () Ҵعҡѵš¹Թҵҧ   (5,153,704.30)
         ١˹äŴŧ ()                        (7,235,225.81)
         ԹҤ                              (4,601,801.48)
         ԹѴԹѾŴŧ ()                   (12,000,000.00)
         ԹѾع¹Ŵŧ ()                   1,735,443.77 
         ˹ä                               4,410,910.89 
         ¤ҧ                            2,663,430.78 
         ԹԵԺؤŤҧ (Ŵŧ)              3,031,514.59 
         ˹Թع¹ (Ŵŧ)                     2,472,825.80 
         ¡þҡ÷Թ                 (7,657,993.23)
            ԹʴطԨҡԨԹҹ                 80,609,218.41 
                                                                    











2539

      2538          2539      
                              
 60,249,819.65  79,409,446.15 
                              
                              
 38,864,560.12  42,824,262.30 
  1,187,661.48   1,344,510.82 
  1,833,234.00   1,709,099.00 
    230,694.55      14,887.83 
    371,456.16           0.00 
          0.00           0.00 
(10,302,793.86) (9,765,269.29)
          0.00  (1,072,500.00)
    921,466.75   4,588,149.53 
    793,824.74 (10,815,615.53)
 (5,998,057.50) (4,062,942.27)
          0.00  12,000,000.00 
 (3,601,258.73)    411,645.67 
  5,996,899.73   8,746,809.07 
  3,898,432.70   4,465,584.28 
 (4,397,079.45)  5,809,641.44 
     23,020.98    (262,153.67)
          0.00           0.00 
 90,071,881.32 135,345,555.33 
                              







                                                   - 33 -

                                    ѷ çҺ˧ ӡѴ (
                                                                   
Թʴ ()                                       2537      
ԹʴҡԨŧع                                           
   ԹѾ () Ŵŧ                                43,171.34 
   Թŧع㹺ѷ                      (71,825,000.00)
   Ѻҡš¹ԹѾ                             5,000.00 
   ѷкѷ                               0.00 
   ѺԹѹźѷкѷ                             0.00 
   ԹѾ                                 (15,474,507.54)
          Թʴط㹡Ԩŧع                 (87,251,336.20)
ԹʴҡԨѴԹ                                        
   Թҡѷкѷ (¤׹)                       0.00 
   ԹҡʶҺѹԹŴŧ ()                    55,000,000.00 
   ԹԡԹѭԹҡҤ(Ŵŧ)       (22,662,042.66)
   ԹҡʶҺѹԹ                        40,000,000.00 
   ǹͧ˹Ƿ֧˹ 1  (Ŵŧ)   (868,651.20)
   Թ (¤׹)                             (47,891,628.74)
   Թѹ                                      (48,000,000.00)
          Թʴ㹡ԨèѴԹ                  (24,422,322.60)
Թʴط(Ŵŧ)                                (31,064,440.39)
Թʴ  ѹ 1 Ҥ                                36,564,477.87 
Թʴ  ѹ 31 ѹҤ                                5,500,037.48 
                                                                  
Դ¢ǡѺԹʴ:                              
   Թʴҧ Ѻ:-                                     
      ͡¨                                     33,523,954.73 
      Թ                                      25,104,397.95 
                                                                  









Ҫ)

       2538           2539      
                                
    (310,000.00)           0.00 
(215,975,000.00) (59,921,150.00)
           0.00            0.00 
           0.00  (70,200,000.00)
   3,321,500.00    7,697,500.00 
 (19,709,353.48) (32,936,184.47)
(232,681,853.48)(155,359,834.47)
                                
  10,000,000.00  (10,000,000.00)
  20,000,000.00            0.00 
  14,021,499.71   21,252,824.77 
  64,405,000.00   59,000,000.00 
  35,541,141.86   25,831,127.61 
  50,128,087.88  (29,293,570.77)
 (48,000,000.00) (48,000,000.00)
 146,095,729.45   18,790,381.61 
   3,485,757.29   (1,223,897.53)
   5,500,037.48    8,985,794.77 
   8,985,794.77    7,761,897.24 
                                
                                
                                
  57,420,511.26   76,814,978.76 
  26,148,934.43   24,096,574.67 
                                







                                       - 34 -                                                
                                                                                             
         (2)  ҧػѵǹҧԹӤѭ                                                  
ѵǹҾͧ (LIQUIDITY RATIO)                                                     2537   
ѵǹҾͧ               = ԹѾع¹/˹Թع¹                      ()  0.29   
ѵǹҾͧع         = ԹʴԹҡҤ+ѡѾ㹤ͧâͧҴ()  0.12   
                                + ١˹äеԹѺ/˹Թع¹                            
ѵǹҾͧԹʴ     = ԹʴҡôԹҹ/˹Թع¹       ()  0.26   
ѵǹع¹١˹ä       = ط/(١˹ä+ԹѺä) ()         () 19.11 
˹             = 360/ѵǹع¹١˹ä                    (ѹ)  20.85 
ѵǹع¹ԹҤ      = 鹷ع/ԹҤ ()                      () 19.83 
ҢԹ           = 360/ѵǹع¹ԹҤ                   (ѹ)  20.37 
ѵǹع¹˹           = ͵鹷ع/(˹ä+Թ¡ä)()  () 11.07 
Ҫ˹                = 360/ѵǹع¹˹                        (ѹ)  34.64 
Cash Cycle                    = ˹ + ҢԹ                    
                                - Ҫ˹                               (ѹ)   6.58 
                                                                                           
ѵǹʴö㹡ҡ (PROFITABILITY RATIO)                                     
ѵҡâ鹵                  = â鹵/ط                                (%)   35.58 
ѵҡط                   = ط/                               (%)   13.63 
ѵҼŵͺ᷹             = ط/ǹͧ()                      (%)   18.47 
ѵǹʴԷҾ㹡ôԹҹ (EFFICIENCY RATIO)
ѵҼŵͺ᷹ҡԹѾ         = ط/ԹѾ ()                       (%)    8.10
ѵҼŵͺ᷹ҡԹѾ     = ط + Ҥ/ԹѾط ()      (%)   19.16
ѵҡعͧԹѾ           = /ԹѾ ()                      ()  0.59 
ѵǹº·ҧԹ (FINANCIAL POLICY RATIO)                                 2537
ѵǹ˹Թǹͧ      = ˹Թ/ǹͧ                             ()  1.22
ѵǹöд͡   = èҡôԹҹ͹͡¨/͡¨  ()  4.11
ѵǹöм١ѹ = èҡôԹҹ/͡¨ +                  ()  0.2o 
                                {(Թ+Թѹ)/(1-ѵ)}
ѵǹöм١ѹ = ԹʴҡôԹҹ+͡¨/             ()  0.23
(Cash Basis)                    (͡¨+Թ+Թѹ)                                  
ѵҡèԹѹ             = Թѹ/ط                                 (%)   61.79









  2538    2539  
  0.19    0.15  
  0.08    0.08  
                
  0.23    0.27  
 20.35   21.90  
 16.93   18.65  
 17.55   17.07  
 23.05   22.56  
 10.88   10.75  
 35.64   36.65  
                
  4.34    4.56  
                
                
 33.84   35.58  
  9.49   10.42  
 13.77   17.27  
                
                
  5.71    6.55  
 17.27   21.86  
  0.60    0.63  
                
                  
  1.59    1.68  
  2.42    2.43  
  0.14    0.18  
                
  0.21    0.28  
                
 79.67   60.45  
                

                                   - 35 -

         (3)  ػҹСԹмšôԹҹͧѷкѷ
ѷ
                                     2537            2538                2539  
ѷ çҺ§  ӡѴ
ԹѾ                       894,108,605.00   988,683,624.14   1,264,351,249.42
˹Թ                         470,808,334.00   556,756,370.53     804,982,023.43
ǹͧ                     423,300,271.00   431,907,253.61     459,369,225.99
ҡâ                  252,682,151.00   335,632,040.04     422,418,519.75
                        269,833,111.00   342,859,001.58     442,442,991.07
â鹵                         81,880,920.00   105,503,782.41     150,861,767.44
ط                  ҷ     31,279,906.00    27,787,966.62      48,381,172.38

ª͡ú  մѧ

1.  ..þѹ            سѡ               ˹              üѴ
2.  ..             ѹС               "                 ӹ¡çҺ
3.  ..Ѫ            ѹʶԵ                "                 ú
4.  ..Ե               ѵšҳԪ           "                 ú
5.  ..Ѫ              óԹ               "                 ú
6.  ..ͪҵ           ҭԷѡ             "                 ú
7.  ..ѵ                               "                 ú
8.  ..ӹҭ                             "                 ú














                                   - 36 -

                                                                   
ѷ çҺž  ӡѴ                       2539
ԹѾ                                     238,318,068.95
˹Թ                                       161,114,256.09
ǹͧ                                    77,203,812.86
ҡâ                                 15,241,888.85
                                       15,241,888.85
â鹵                                          360,908.91
(Ҵع)ط                  ҷ            (4,889,916.45)
ԴԹԨ ѹ 19 ԧҤ 2539

ª͡ú  մѧ

 1.  ..ҹ      ҭѵҡ              ˹         ӹ¡ý¡ᾷ
 2.  ..þѹ      سѡ                      "            ӹ¡ýº
 3.  ..ؤ       Ԫ                      "            ӹ¡ýºԡ
 4.  ..ح       ԹԾѹ                    "            ӹ¡ý¡Ԩ
 5.  ..Шҧǧ  Ѳ                     "            
 6.  ..ѡ      ѵԺ                   "            
 7.  ..س        ó                    "            
 8.  ..ѭ        ʴ                     "            
 9.  ..ͪҵ     ҭԷѡ                  "            
10.  ..Ѫ        óԹ                    "            
11.  ..Ѫ      ѳʶԵ                     "            
12.  ..       ѹС                    "            











                                   - 37 -

                                                                       
ѷ çҺͧ  ӡѴ                    2539
ԹѾ                                    248,226,357.01
˹Թ                                      171,988,425.92
ǹͧ                                   76,237,931.09
ҡâ                                 5,530,736.00
                                       5,530,736.00
(Ҵع) 鹵                              (8,737,626.21)
(Ҵع) ط               ҷ            (11,631,731.12)
ԴԹԨ ѹ 29 ԧҤ 2539

ª͡ú  մѧ

1.  .. ح       Եʴ           ˹         ӹ¡ýº
2.  .. ͪҵ     ҭԷѡ             "            
3.  .. þ       ҹѹ               "            
4.  .. Թ      ѹ൪               "            
5.  ¨٭          ѵ               "            
6.  ʡ          ʡżاࢵ            "            
7.  ..ҹԵ       ǷҹǪ              "            
8.           ྪô                 "            
9.  ..Ѫ         óԹ               "            














                                   - 38 -

                                                                    
                              2537              2538           2539
ѷ ѧѳ ӡѴ
ԹѾ                30,932,118.36     33,697,473.48     40,848,361.93
˹Թ                  16,231,978.86     18,659,530.06     25,384,868.63
ǹͧ              14,700,139.50     15,037,943.42     15,463,493.30
ҡâ           42,363,167.88     64,238,180.22     55,180,694.50
                 42,459,889.56     64,334,265.48     55,294,596.21
â鹵                 13,917,247.90     18,928,997.64     22,940,310.85
ط       ҷ           633,383.18        837,803.92        425,549.88

ª͡ú  մѧ

1.  .. 侾ó       ѭ           ˹         иҹѷ
2.  ҧ             ࡵ           "            üѴ
3.  ³Ѱز                         "            
4.  ¡ɮҧ           Ш         "            
5.  ..             Թ           "            
6.  ¸ҡ             áԨا         "            
7.  ҧؾ               Ե            "            
8.  ..Ѫ              óԹ          "            
9.  ..ͪҵ           ҭԷѡ        "            














                                   - 39 -

11.  ͸ԺСͧ¨Ѵ
     (1)  ôԹҹ аҹСԹҹ
          () - ͧçҧԹع ѷ çҺ˧ ӡѴ (Ҫ)
դ㹴ҹçҧԹع Ѵǹͧ˹Թ:ǹͧ㹻 37, 38, 39
= 1.22:1, 1.59:1, 1.68:1  ӴѺ  ҧѷ  չº·ШӡѴѵǹѧԹ
2:1 ѷѺд͡¨㹨ӹǹ ͧҡáԨçҺ繸áԨеͧ
ŧعԹѾ٧ ੾Ҥüͧᾷ ѧѵǹѺáԨ
֧ҧ 1:1 ֧ 2:1
              - §ͧ͢Ҿͧ    ѷ  Ҿͧࡳ  ͧҡáԨ
çҺǹҡТԹʴ  ѷ Ѵǹâʴ = 88%  § 12 % ҹ
ҷԹԹ 30 ѹ ١˹çҺԹͨ繺ѷҧ  Сçҹ
ҹ
              - سҾͧԹѾ  ԹѾǹ˭ͧçҺŨŤҷԧҡŤ
ҡ㹧Թ  ͧҡѷ ԹԹѾҤҵҴ ѹ֡Ҥҷع  
Թ  ѷ ըӹǹ 16  3 ҹ 74 ҧ   Ҥҵѹ֡§ 124.9 ҹҷҹ
ҤҵҴԧҳ 542 ҹҷ (ҳҤҵҧ 80,000 ҷ) ͡ҡҤ
ա 3 ѧ  ѹ֡Ҥҷع§ 340 ҹҷ  ѨغѹҤһҳ 600 ҹҷ
              - ö㹡÷ӡ  ѷ դö㹡÷ӡôѧ ѵҡ
鹵㹻 37, 38, 39 = 35.58, 33.58, 35.58 ӴѺ,  ѵҡط㹻 37, 38, 39  =
13.63, 9.49, 10.42 ӴѺ,  ѵҼŵͺ᷹㹻  37, 38, 39  =  18.47, 13.79,
17.27  ӴѺ     ҡŢҧ鹨Һѷ  դö㹡÷ӡࡳ   
ѷ˹
              - ԷҾ㹡ôԹҹ   ѷ ջԷҾ㹡ôԹҹࡳ
ҡѵҼŵͺ᷹ҡԹѾ㹻 37, 38, 39  =  19.16 %, 17.27 %, 21.86 %
ӴѺ
          () ѷա¹ŧ¡ѵǹӤѭ   ¹ŧҹҤ
  ͧҨҡ inflation rate 5-8% лҳͧçҺšѵһ   
ҳ 10-15% ͻ
          () ҷҹ  ¡÷ԴռŵͰҹСԹмšôԹҹ
ҧӤѭ






                                   - 40 -

          () ա¹ŧӤѭԴѧԹش
          () աûѺçҧö鹢ͧѷ㹡
     (2)  ͹Ҥ
          ѷ չº·Т¡ԨçҺ͡价㹡ا෾ǹҤ Ҩ
ٻͧŧعѺçҺ çҺ㹷ͧ  駹ѷ վѹԵ㹸áԨ
çҺҡ ѷ ӹҨͧ㹡ë, Ǫѳ ػóᾷҡ  ͡ҡ
ѧ繡ê»Ȫҵ㹡êҧԭдҹҸóآ誹
12.  ؤҧԧ 
     ()  ·¹ѡѾ кت  ŢѾ
          ѷ ٹѺҡѡѾ () ӡѴ
          132  ҤԹ 3  22 Է  ǧԹ  ࢵѹ  ا෾ҹ 10330
          Ѿ  263-3851
     ()  ᷹鹡 кت  ŢѾ
          -  
     ()  ͺѭ кتӹѡҹ  ŢѾ ͼͺѭ Ţ¹ͺѭ
          ѷ ó ӡѴ  69 ä  ࢵҺѵپ  ا෾ 10100
          Ѿ 2825811-2  .Ե  óҡ  ͺѭѺ͹حҵŢ 784
     ()  ֡ҡ кتӹѡҹ  ŢѾ
          ¤֧    272  ç¹  Ҥ A3  2   9
          ࢵ¢ҧ  ا෾ҹ  Ѿ : 3197571-4
     ()  ֡ҷҧԹ  кتӹѡҹ   ŢѾ
          ѷԹعѡѾ ѷøԨ ӡѴ (Ҫ) 252/6 Ҥӹѡҹͧ-ѷ 1
           5-16 Ѫ  ǧ¢ҧ  ࢵ¢ҧ  ا෾ҹ 10310
          Ѿ : 265-1000                  
     ()  ֡ ͼѴ ѭҡèѴ кتӹѡҹ  ŢѾ
          - 
     ()  ʶҺѹԹԴͻШ  кت ʶҺѹԹԹ ѺҡԹ繻Ш
          ʹҧͧԹ Թҡ . ѹ 28 Ҿѹ 2540








                                        - 41 -

                                                     ʹԹ                     ʹԹҡ
                                   ͡ѭԹ   Fixed Loan        O/D         
 1. Ҥáا Ңһҡ               -        24,878,013.62  24,228,864.08   13,494.24
 2. Ҥáا Ң¡ҹᢡ          -         9,840,000.00        -         18,594.92
 3. Ҥáاظ ҢҺҧѡ           -        19,036,085.89  17,783,644.97       -
 4. Ҥáاظ ҢҺҧл          -              -        10,906,163.07    2,820.34
 5. Ҥ÷ Ңҡ         50 ҹҷ          -         2,488,072.33        0.93
 6. Ҥ· Ң˧             -              -           201,737.34       -
 7. Ҥáا෾ Ңҡ              -              -              -         476,221.77
 8. Ҥ¾ҳԪ Ңҡ            -              -        13,061,081.08        53.35
 9. .ԹعѡѾѷøԨ              -              -              -             -
10. ѷԹعصˡ觻  68 ҹҷ          -              -             -
11. .ԹعѡѾ츹ҵ            30 ҹҷ          -              -             -
12. .ԹعѡѾا¸Ԩ       20 ҹҷ          -              -             -
 OPT 1.50           !B!B                                                      x &   N  d   ,K K < < < - -       <                                                                                                                              































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