

           10.  ҹСԹмšôԹҹ
          
            10.1  ͺѭйººѭշӤѭ

                      1.  ·çപ  дɰҹ  ͺѭѺ͹حҵŢ 2349 /
ط  ǹС  ͺѭѺ͹حҵŢ  3247  ӹѡҹԹ ͹ ѧ  33
ҤŤѪ Ϳ 硫 193/136-137 ѪɡѴ ا෾ 10110
.  2640777 繼ͺѭբͧѷ
             §ҹõǨͺѭբͧͺѭ ҧ 2538 - 2540 繡͡-
Ẻ ͹

                      2.  ººѭբͧѷϷӤѭ 

          Ѻ - »Сѹ¶ѹ͡ Сѹѧ-
                        ҡѡ»Сѹµ 觤׹

          Թͧ»Сѹ·ѧ - ѷ ӹǳԹͧ»Сѹ-
                                              ·ѧࡳ
                                              ҪѭѵԻСѹԹ´ѧ:-

          ûСѹѤ ö¹ - Ը͹ (Ը˹ǹԺ)

          ûСѹҧ Т         - ӹǹ»СѹѺط͹       
                                            ͹ѧ

          ҤФҵѴ˹ - ҤѺҤػó ӹǳ
                                    õѴ˹Ҥҷع ͧԹѾ Ը
                                    çѵҵͻմѧ仹:-









                                  -14-

          Ҥ -  5
            -  20

          աäԴҤѺԹ Ҥҧҧ
          ǡѺӻ֡ҷҧҹдع Ф㹡ѺСѹ
è˹  Ѵ˹´Ը鹵ç 5 

           10.2  ػҹСԹмšôԹҹ                    
                                                         (˹ : ѹҷ)
                                  2538        2539          2540

ԹѾع¹                    560,441      513,633        515,024     
˹Թع¹                      240,998      222,244        224,857
»Сѹ¤ҧѺ                   54,488       65,433         55,172
»СѹѺ                     239,848      253,838        237,561
»СѹѺط                  128,022      132,021        117,114
»СѹѺ          126,190      137,438        127,146   
Թ᷹                      46,355       51,113         37,938
èҡѺСѹ               71,277       73,826         93,048
Ҩҧк˹                    (1,090)       1,046        (12,712)
㹡ѺСѹ            9,648        9,633          6,700
㹡ôԹҹ              63,200       72,841         89,210
ҡŧع                   45,514       66,708         63,320
ԹʴԹҡҤ             489,899      433,780        434,600
Թŧع                       -           1,000           -
ԹŧعԹ                55,097       73,258         77,257
ǹͧ                      450,354      471,905        483,910
ط                           42,889       57,551         55,022
                         181,681      214,710        200,124
ԹѾ                        693,454      694,921        723,248

˹Թ                          243,100      223,016        239,339
Թ᷹ҧ                10,699       12,266          7,532
Թͧ͡§              66,895       61,478         51,445    
Թѹ                           36,000       42,000         36,000

                                  -15-

                 ػšôԹҹͧԹʴͧǴ 3 
                                                           (˹ : ѹҷ)
                                  2538        2539          2540    

Թʴҡ()
ԨôԹҹ
ط                          42,889       57,551         55,022
ѺзطԹʴѺ()ҡԨԹҹ
     ҤФҵѴ˹      5,678        7,075          8,052
     èҡâԹŧع         (712)      (15,970)          -
     èҡâػó            (41)         -              -
     ͡ŴŧͧŤԹŧع    -            -               172
     ˹ʧ¨٭              2,881        2,322          7,000
     »Сѹ¤ҧѺŴŧ()   6,646      (12,945)         3,261
     ԹҧѺǡѺûСѹµŴ
     ŧ()                    2,326          670         (5,277)
     ١˹ԹͧŴŧ()     115         (112)        (3,210)
     蹤ҧѺ             (292)        (423)       (12,140)
     ԹѾع¹Ŵŧ          2,358         -              -
     ԹѾ(Ŵŧ)           (148)         275         (1,582)
     ¨ǧ˹Ŵŧ()   -           1,581         (3,462)
     Թ᷹ҧ(Ŵŧ)(3,885)      1,567         (4,733)
     ԹҧǡѺСѹ
     (Ŵŧ)                       4,575        5,387         (9,435)
     Թͧ»Сѹ·ѧ
     Ŵŧ                    1,831       (5,417)       (10,033)
     ԹСѹѭһСѹ
                           5,229        2,276            762

     »СѹµçѺǧ˹
     (Ŵŧ)                 (7,439)      (7,169)        15,050
     ҹ˹Ҥҧ(Ŵŧ)   (6,381)         463            414




                                  -16-



     ԹԵԺؤŤҧ(Ŵŧ)
                            (4,683)      (1,574)         5,556
     ¤ҧ             846         -              -
     ˹Թ(Ŵŧ)             (292)         232            253
     ԹʴطԨҡԨôԹҹ51,501       35,789         45,670

Թʴҡ()Ԩŧع
     ԹҡҤ÷֧˹¤׹Թ
      3 ͹з令ӻСѹ
                           (13,000)     (16,190)       (11,619)
     ԹŧعԹ    (15,552)     (29,297)        (4,439)
     ԹѾ            (13,510)     (37,118)       (16,900)
     ԹʴѺҡâԹŧع      2,985       26,206           -
     ԹʴѺҡâػó           90         -              -
     Թʴط㹡Ԩŧع   (38,987)     (56,399)       (32,958)

Թʴҡ()ԨѴԹ

     ԹԡԹѭոҤ  
     ԹҡҤ(Ŵŧ)   8,653      (15,849)        18,489
     ԹѹŨ                 (60,000)     (36,000)       (42,000)
     Թʴط㹡ԨѴԹ(51,347)     (51,849)       (23,511)
     
     Թʴ¡ºԹʴ
     Ŵŧط                    (38,833)     (72,459)       (10,799)
     Թʴ¡ºԹʴ
     鹻                        136,043       97,210         24,750
     Թʴ¡ºԹʴ
     »                      97,210        24,750         13,951
                  


          

                                  -17-                              

ѵǹҾͧ
                                  2538        2539          2540                         
ѵǹҾͧ                 2.33      2.31        2.29 
ѵع¹»СѹҧѺ          89 ѹ        85 ѹ          91 ѹ

ѵǹʴö㹡ҡ

RETENTION RATE                  101.45%       96.06%          92.11%
ѵҡè¤Թ᷹           36.73%       37.19%          29.84%
ѵҡâ鹵                     55.68%       55.92%          79.45%
ѵǹ㹡ѺСѹ       56.86%       60.77%          65.43%
ѵҼŵͺ᷹ҡŧع            8.35%       13.13%          12.37%
ѵ»СѹѺط             0.28     0.29         0.25 
ѵҡط                      23.61%       28.11%          27.49%
ѵҼŵͺ᷹                 9.35%       12.48%          11.51%

ѵǹʴԷҾ㹡ôԹҹ

ѵҼŵͺ᷹ԹѾ              6.10%        8.29%           7.76%
ѵҡعͧԹѾ             0.26     0.29          0.28 

ѵǹº·ҧԹ

ѵǹ˹Թǹͧ         0.54     0.47          0.49 
POLICY LIABILITY TO CAPITAL FUND0.17     0.16          0.12 
ѵǹԹͧǹͧ    0.15     0.13          0.11 
ѵǹԹͧԹѾ           9.65%       8.85%           7.11%
ѵҡèԹѹ                83.94%      72.98%          65.43%


               10.3 ǡѺ鹡͵Թ

                                

OPT 1.50           !B                                                           x &   N  n 